To obtain the long-run career benefits in the heath care sector, it is important to get an insurance cover. Working as a CNA is an attractive proposal, but it comes with a bundle of responsibilities. A slight ignorance or negligence of a nurse may cause injury to the patient. In this situation, CNAs may be charged for delinquency by the patient or the family member.
CNA insurance saves you from such unpredicted misfortunes. It is a kind of security program offered by insurance companies, in order to cover different types of professional liabilities that nursing aides may have to face on the job.
Insurance is a way of protecting the interest of an individual from any uncertainty or damage. CNA insurance safeguards you in case of an unexpected accident. It covers the fees of legal obligation and other financial losses. Being the front line workers certified nursing assistants mostly deal with patients. Since, they are responsible for a number of tasks like measuring vital signs (blood pressure, blood sugar, pulse rate etc), administering medicines, nutritional requirements, toileting, timely shifting to prevent bedsores etc., there are chances of errors. A patient may sue you, in this case. In this situation, CNA insurance can save you from unwanted court cases and assertions.
Problems associated with Malpractice insurance are as follows:
Professional liability insurance is valid in following cases:
Due to the increasing uncertainties, a number of companies are offering different insurance plans. In this highly competitive market, it is very critical to choose a right insurance cover.
In the nursing field, a number of factors affect the insurance rates; for instance, employer, number of patients a CNA attends in one day, CNA characteristics etc.
Following points must be kept in mind while selecting an insurance policy: